Did you know? You can purchase high-value properties in Rio de Janeiro at up to 90% below market price through bank foreclosures?without breaking the bank! These exclusive opportunities arise when banks reclaim properties due to loan defaults, offering unbeatable deals for savvy investors.
In this guide, we?ll explain:
? How foreign buyers (resident or non-resident) can invest.
? Required documentation and tax implications.
? Profit potential through resale or rental income.
Why Do Banks Foreclose on Properties?
In Brazil, when a buyer fails to make mortgage payments for 3+ months, the bank (e.g., Caixa Econômica Federal) reclaims the property through a legal process. After attempts to negotiate fail, these homes are auctioned publicly to recover the outstanding debt?often at fractional prices.
Your advantage? Buy premium real estate for the price of the original borrower?s debt, far below market value!
Foreclosure Auctions: Opportunity or Risk?
Auctions are your gateway to massive savings, featuring:
? Discounts up to 60% or more (especially in "second-round" auctions).
? Diverse options: Apartments, houses, land, and commercial properties.
? Full transparency via detailed public listings.
But beware: Some properties may have unpaid taxes (IPTU) or HOA fees. That?s why partnering with a licensed real estate facilitator like ACASA NOVA (Creci RJ 10356) is critical?we verify all liabilities and guide you from bidding to closing.
4 Steps to Buy Foreclosed Properties Safely
Use Trusted Platforms: Browse vetted listings at imoveiscaixa.acasanova.imb.br.
Review the Auction Terms: Check square footage, location, debts, and photos (if available).
Prepare Financially: Budget for the bid + auction fees (~5%) + closing costs (~6%).
Rely on Experts: ACASA NOVA offers free consultancy and legal support to streamline your purchase.
Direct Sales: Skip the Auction Competition
If a property doesn?t sell at auction, banks offer it via direct sale?no bidding wars! Benefits include:
???? No auction fees: Save the 5% commission.
???? Debt-free titles: No hidden tax or HOA surprises.
???? Financing options: Use Brazil?s FGTS fund or secure a mortgage with just 5% down.
Why Buy Through ACASA NOVA?
As Caixa Econômica Federal?s authorized partner, we provide:
???? Exclusive access to online auctions and off-market deals.
???? Legal due diligence to prevent fraud.
???? End-to-end support for fast paperwork and financing.
Find Your Dream Property Today!
With ACASA NOVA, you?ll:
? Browse 7,000+ bank-owned properties across Rio de Janeiro.
? Use advanced filters for price, location, and financing.
? Get custom alerts for new listings.
???? Click here to register for FREE and start your search!
FAQ for Foreign Buyers
Q: Can I visit the property before auction?
A: No, but you can inspect the exterior and verify occupancy.
Q: Are titles guaranteed?
A: Yes! Direct-sale properties are pre-audited by Caixa.
Q: Do I need cash?
A: No! Financing covers up to 95% of the value (minimum 5% down + ~6% for fees).
Turn Your Dream into Reality!
???? 90% discounts on prime real estate
?? 100% legal security
???? Personalized service
Don?t wait?opportunities sell fast!
???? WhatsApp: +55 21 98607-0001
ACASA NOVA Real Estate Facilitator
Your journey to the perfect property starts here!
Key Notes for Investors
? Taxes: Non-residents pay a flat 15% capital gains tax on resale.
? Documentation: Passport, CPF (Brazilian tax ID), and proof of income (for financing).
? Rental Income: Expect 5?10% annual ROI in prime Rio neighborhoods like Barra da Tijuca or Leblon.
